In　this　paper,　a　stress-type　multi-potential　surface　model　with　the　same　model　parameters　as　those　of　Duncan　E-B　model　is　adopted　to　simulate　the　constitutive　relation　of　rock-fill　material,　and　a　3-D　FEM　code　is　used　to　compute　stresses　and　deformation　of　Jinzhong　concrete　faced　rock-fill　dam　(CFRD).　The　computed　maximum　settlement　of　the　dam　at　construction　completion　stage　is　in　a　good　agreement　with　the　measured　value.　The　computed　results　show　that　at　storage　stage,　the　compressive　stress　in　the　concrete　face　slabs　is　dominant,　while　the　tensile　stress　occurs　in　relative　small　areas　near　the　left　and　right　banks.　This　feature　of　stress　distribution　has　been　measured　and　observed　on　many　CFRDs　under　operation.　This　multi-potential　surface　model　can　describe　the　dilatancy　of　rock-fill　material,　so　it　overcomes　the　shortcoming　of　the　widely　used　Duncan　E-B　model　that　often　produces　too　high　slope-wise　tensile　stresses　at　the　bottom　of　face　slabs.　These　results　show　that　the　multi-potential　surface　model　can　improve　the　accuracy　of　stress　and　deformation　simulation　of　CFRD.　©　Copyright.